We provide all of the best money saving tips, articles and up to the minute news so you can get the most out of your hard earned income. We scour the net to find the best places to get coupons, money saving tips and ways to reduce your debt while repairing your credit.
the fastest way is to pay as agreed on all loans and cards. Also look at your report any out standing collections need to be paid. Any account that is paid as agreed and kept below the 30% of limit will gets your scores higher but it takes time. No quick fix
Dispute everything on your credit report. I just discovered this from my Real Estate agent. Plus having credit cards and not charging more than 25% of the limit and paying them off each month helps too. But do charge every month to keep a running total.
But even things on your credit that are correct especially if they are old, when you file a dispute it is automatically removed from your report. The company you owe then has to resubmit or refile to have it go back on your record, which means paying more fees and sending through collections again.
2 Comments
June 4th, 2010 at 8:52 pm
the fastest way is to pay as agreed on all loans and cards. Also look at your report any out standing collections need to be paid. Any account that is paid as agreed and kept below the 30% of limit will gets your scores higher but it takes time. No quick fix
June 4th, 2010 at 9:04 pm
Dispute everything on your credit report. I just discovered this from my Real Estate agent. Plus having credit cards and not charging more than 25% of the limit and paying them off each month helps too. But do charge every month to keep a running total.
But even things on your credit that are correct especially if they are old, when you file a dispute it is automatically removed from your report. The company you owe then has to resubmit or refile to have it go back on your record, which means paying more fees and sending through collections again.