If you are looking for an easy way to get your hands on some money then getting a credit card is one of the easiest ways to do it. All you need to do is fill out a basic form either on paper or online and then wait for the card provider to get back to you. The limit that you are offered will be as a result of your earning power and credit rating. If these are both good you are seen as a safe bet and are given a large limit. If not you will get a small limit. It really is that simple.